Last mentioned: Mar 4, 2026
Projected Implementation
Expected effective date for the first wave of state-level garnishment restrictions.
Legislative Advancement
State lawmakers formally advance restraints on wage garnishment for medical liabilities.
State Pre-filing Session
Lawmakers in several states pre-file 'Medical Debt Protection' bills for the 2026 session.
CFPB Credit Reporting Proposal
The CFPB announces a proposed rule to ban medical bills from credit reports.
Legislators across multiple states are advancing bills to limit or prohibit wage garnishment for medical debt, aiming to shield low-income patients from financial ruin. These measures represent a significant shift in healthcare debt collection practices and align with broader federal efforts to reform medical billing.